Principle Security
Principles first, security always
Credit union advisory

The FFIEC CAT is gone. Your examiner still wants a maturity story.

On August 31, 2025 the Cybersecurity Assessment Tool was retired. The NCUA's ACET now maps to NIST CSF 2.0 — and boards are asking what changed, what carries over, and what to put in front of the next exam. This guide answers all three. No jargon, no checklists for their own sake.

Written by a practicing credit union vCISO who runs NCUA-aligned maturity assessments and quantified (FAIR) risk for boards — not a vendor reselling a platform.

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What's inside

Built for the transition, not the theory

01

What actually changed

A side-by-side of the retired CAT versus the ACET Maturity Assessment, including how ACET statements now map to NIST CSF 2.0 — and what genuinely carries over from your last assessment.

02

What the examiner expects

The documentation and maturity evidence NCUA examiners look for during the transition window, and the gaps that most often draw findings.

03

A 90-day plan

A board-ready sequence for moving your program onto CSF 2.0 without re-doing years of work — plus a one-page summary for your supervisory committee.

Why this is different

Real-world experience, not a sales deck

vCISO
Active credit union engagement, not a vendor pitch
NCUA
Hands-on ACET / NIST CSF 2.0 assessment experience
FAIR
Cyber risk quantified in dollars, for the board
8-K
Incident materiality & disclosure advisory background
Principle Security
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